Below Rates are brought to you by our friends at First Interstate Bank

Mortgage Interest Rates as of – January 20, 2009

Conforming
30 year Fixed
4.875

15 year Fixed
4.500

5 year ARM
5.375

Super Conf
30 year Fixed
*

15 year Fixed
*

5 year ARM
*

JUMBO
30 year Fixed
7.500

15 year Fixed
6.750

5 year ARM
5.875


Note: With the current volatility in the mortgage markets, please call for quotes on the various ARM programs.

Please contact Graham4 with questions. info@graham4jh.com

Graham4 Jackson Hole

GRAHAM4-OPEN HOUSES-JANUARY 21, 2009

Charming Home in Cottonwood
10:00am to 1:00pm

List Price: $595,000:
This charming 1,512 sq. ft., 3 BR, 2 Bth home is a good value in Jackson’s residential neighborhood, Cottonwood Park. The home has a lovely 0.24 acre landscaped lot adjacent to open space with mountain views, deck, trees; a living room w/ vaulted ceilings and a gas stove, an open kitchen and sizable dining area; a large master; 2 guest bedrooms, 2 bathrooms and a 2 car garage.

Click here for more information:

http://www.graham4jh.com/jacksonproperties/homes/09_14/Profile1.html

Exquisite Mountain Living In-Town
10:00am to 1:00pm
List Price: $1,690,000
This marvelous 3,608 sq. ft., 3 BR mountainside home has been impeccably remodeled and expanded with tasteful high-end finishes that create exquisitely comfortable living spaces on three levels. Beautifully nestled into a forested hillside in Snow King Estates, this exceptional home has great Teton & Elk Refuge views from large windows & decks; national forest trails are right out the back door.

Click here for more information:

http://www.graham4jh.com/jacksonproperties/homes/09_149/Profile1.html

Graham4 Jackson Hole

This weeks mortgage rates are brought to you by our friends at BANK OF JACKSON HOLE:

Interest rates are unchanged this morning as oil prices fall more than $2 to $38.25 a barrel. Oil prices have fell 54% last year and have shed more than $100 from a record peak of above $147 a barrel last July! Wall Street is down this morning as investors show caution as quarterly corporate reporting begins with Alcoa being the first to report. The Dow component, which warned last week it will cut about 13% of it global workforce, is due to post its earnings result after the stock market closes today.

BANK OF JACKSON HOLE

Residential Mortgage Rates for January 12, 2009

The following rates are thirty (30) day quotes for fully documented, owner-occupied and/or second home loans for borrowers with a minimum credit score of 700 which feature a one (1%) percent loan origination fee and the escrow of taxes & insurance.

PLEASE NOTE THAT CONFORMING LOAN AMOUNTS OVER $417,000 TO $625,500
ARE AVAILABLE AT HIGHER INTEREST RATES THAN INDICATED BELOW.

CONFORMING
(Loans to $417,000)

30 Year Fixed
4.750%

15 Year Fixed
4.500%

10/1 ARM
5.125%

7/1 ARM
4.875%

5/1 ARM
4.750%

3/1 ARM
5.000%

JUMBO
(Loans over $417,000)

30 Year Fixed
7.875%

15 Year Fixed
6.875%

10/1 ARM
7.875%

7/1 ARM
5.875%

5/1 ARM
5.625%

3/1 ARM
6.625%

30 Year Fixed Rate FHA Loans to $625,000: 5.000%

Prime Rate: 3.250%
One Year Libor Rate: 1.855%

Super Jumbo - We have lending sources for loan amounts up to $3,000,000.

Please contact Graham4 with questions or if you would like to receive regular emails. info@graham4jh.com